The TD Aeroplan Visa Infinite Card is one of Aeroplan’s mid-tier branded credit cards in Canada. If you regularly fly with Air Canada, or intend on taking a flight with AC, or one of their partner airlines over the next 12-24 months, the TD Aeroplan Visa Infinite card can help propel you to a world class aviation experience, without having to shell out a lot of money for expensive credit cards.
The Basics
Annual Fee: $139
Sign up Bonus: up to 50,000 Aeroplan points
First Year Free: Yes
GCR Rebate: $0
Referral Bonus: None
Lounge Access: No
First Year Value: $650
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TD Aeroplan Visa Infinite Card Sign up Bonus
New cardholders will earn 10,000 Aeroplan points upon first purchase
New cardholders will earn 20,000 Aeroplan points upon spending $5,000 in the first 3 months.
Cardholders will also receive 10,000 Aeroplan points at card renewal, assuming you have charged $7,500 worth of goods to the card in the first 12 months
In conclusion, if you spend $7,500 in the first 12 months of card ownership, you’ll earn a total of 40,000 Aeroplan points over the first 24 months.
Earning Rewards
The TD Aeroplan Visa Infinite Card is a great card for earning Aeroplan points. The earn rates are as follows:
1.5 Aeroplan Points per dollar spent on food, gas, & travel
1 Aeroplan Point for every dollar spent everywhere else
While other cards have higher earning rates for particular categories (the American Express Cobalt card offers 5 Membership Rewards on Food & Drink, which can be transferred to Aeroplan at a 1:1 ratio), the TD Aeroplan Visa Infinite Card provides great everyday earning if you are interested in collecting Aeroplan points.
Given that some establishments don’t accept American Express, it’s a good idea to have a Visa card in your wallet that has solid everyday earning. The TD Aeroplan Visa Infinite Card certainly fits that parameter.
It also should be noted that the 1 Aeroplan point per dollar spent on everyday purchases is equal to mid tier Aeroplan cards offered by CIBC & American Express, and slightly below the premier Aeroplan cards offered by CIBC & American Express
Redeeming Your Rewards
The TD Aeroplan Visa Infinite Privilege allows you to earn Aeroplan points.
Read: Your Complete Guide to Aeroplan Points
You can redeem those points for free flights on the following airlines
Canada & US
Note: Aeroplan has also partnered with Pal Airlines, which services Eastern Canada
Central & South America
Europe
Middle East, Africa & India
Asia & Pacific
For Canadians, the most popular Airline you’ll be using is Air Canada.
Aeroplan is part of the “Star Alliance” network.
There are additional partners associated with the Aeroplan program which can be found here
Redemption Zones
In 2020 Aeroplan released a pricing chart based on geographic zones. In total, there are 4 zones (North America, South America, Atlantic & Pacific) which are built into the award chart
The updated dynamic pricing is shown below. As you can see from the chart, Air Canada flights will have a dynamic pricing component, while partner carries will have a more traditional fixed cost to them.
Overall there are 10 different award chats, reflecting travelling between each zone, and also within the zone itself. Here are the updated distance based award charts.
Here’s the new award chart for travel within North America:
Here’s the new award chart for travel between North America and the Atlantic region:
Here’s the new award chart for travel between North America and the Pacific region:
Here’s the new award chart for travel between North America and South America:
TD Aeroplan Visa Infinite Card Benefits
Free Checked Bags on Air Canada Flights
That’s right, cardholders and supplementary cardholders receive their first checked bag for free when traveling on an Air Canada flight.
Accelerators for Earning Elite Status
Cardholders earn 1,000 status qualifying miles (SQM) and 1 status qualifying segment (SQS) for every $5,000 in purchases charged to your card.
Cardholders can also roll over 200,000 unused SQMs to apply towards elite status in the following year.
For those who are looking to achieve elite status, this can help get you there sooner.
$100 Nexus Credit
Cardholders receive a $100 statement credit towards the NEXUS program. Nexus applications cost roughly $75 CAD, so this credit will cover the entire cost of the NEXUS application fee.
Preferred Pricing when Redeeming Aeroplan Points on Air Canda Flights
Cardholders receive preferred pricing when redeeming Aeroplan points on AC fights, up to 25% off
TD Aeroplan Visa Infinite Card Insurance Coverage
The TD Aeroplan Visa Infinite card is a premier travel credit card, and thus comes with a multitude of insurance coverage, including:
- Out of Country Insurance – up to $1,000,000 (21 days of coverage)
- Trip Cancellation Insurance up to $1,500
- Trip Interruption Insurance – up to $5,000
- Flight Delay Insurance – up to $400
- Baggage Delay & Lost Baggage Insurance – up to $1,000
- Car rental damage insurance
Summary
If you’re looking for a credit card that offers great benefits and perks, the TD Aeroplan Visa Infinite card may be worth considering, especially if you regularly fly on Air Canada.
Along with its fantastic welcome bonus, and best of all, this card has a first year free offer.
Given that cardholders will earn 20,000 at renewal, it may be in your best interest to keep the card for a second year.
Canadians will have to make a personal decision as to whether or not the $139 annual fee is worth taking into the third year. It may be in your best interest to downgrade to a lower tier TD credit card after year two, and look at re-applying for this card a few years down the road.
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